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Founded in 1991 in Freehold, New Jersey, Navicore Solutions is a national leader in the field of nonprofit financial counseling. We provide compassionate counseling solutions to consumers nationwide in the areas of personal finance, consumer credit, student loans, foreclosure prevention and housing.
Members of the media are invited to complete this form to request expert insights, interviews, or information related to financial wellness, credit, and debt management.
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Meet our Experts

Diane Gray
Chief Operating Officer
Diane provides executive leadership for one of the nation's leading nonprofit financial wellness and housing counseling organizations.
With extensive experience in consumer financial wellness and nonprofit leadership, Diane offers insight into the financial challenges facing today's households, emerging trends in consumer debt, and the role of nonprofit organizations in helping people achieve long-term financial stability. She is a trusted resource on financial wellness, credit counseling, debt management programs, housing counseling, and the evolving financial needs of consumers.
Available to comment on:
- Consumer financial wellness
- Credit counseling and debt management
- Household financial trends
- Financial education and consumer behavior
- Housing counseling and homeownership support
- Nonprofit financial services
- Financial hardship and recovery strategies
- Strategic leadership in consumer financial wellness

Kim Cole
Community Engagement Manager
Kim has comprehensive experience presenting to diverse audiences, including employers, schools, community organizations, and nonprofit groups. She is passionate about making financial education accessible, relatable, and actionable, and regularly leads workshops that empower participants with the tools and resources needed to improve their financial well-being and achieve long-term financial stability.
Available to comment on:
- Personal finance education
- Budgeting and money management
- Credit and credit scores
- Debt management and financial wellness
- Community financial literacy programs
- Workplace financial wellness

Ken Baker
Community Engagement Manager
Ken is experienced in making complex financial and housing topics easier to understand and apply in everyday life. His workshops provide participants with clear information, helpful resources, and actionable steps they can use to strengthen their financial well-being and make informed housing decisions.
Available to comment on:
- Personal finance education
- Budgeting and money management
- Credit and debt management
- Financial wellness
- Homebuyer education
- Preparing financially for homeownership
- Housing affordability and stability
- Community and workplace financial education

Rich Verrillo
Sr. Director of Business Development
With expansive knowledge of the housing finance industry, Rich provides insight into the financial considerations surrounding homeownership, mortgage lending, home equity products, and housing affordability.
Drawing on years of experience in housing and mortgage-related services, Rich helps consumers, industry partners, and community organizations navigate the complexities of home financing and long-term homeownership. He is a knowledgeable resource on topics ranging from purchasing a home and leveraging home equity to understanding specialized mortgage products and housing counseling resources.
Available to comment on:
- Mortgage lending and home financing
- Home equity loans and HELOCs
- Home Equity Conversion Mortgages (HECMs)
- Homebuyer readiness and financial preparation
- Housing counseling and homeowner education
- Housing affordability and homeownership trends
- Mortgage options and refinancing considerations
- Strategic housing partnerships and community outreach
Topics ofExpertise
- Budgeting and Saving
- Debt Management
- Credit
- Buy Now Pay Later Loans
- Homeownership
- Forclosure Prevention
- Student Loans
- Bankruptcy
- Personal Finance
Recent Press Releases
As Financial Pressures Broaden, More Consumers Turn to Navicore Solutions for Whole-Budget Guidance - April 23, 2026
Navicore Data Shows Persistent Household Strain as Essential Costs Outpace Income Growth - February 20, 2026
Navicore Solutions Helps Borrowers Navigate the End of the Federal SAVE Student Loan Repayment Plan - December 19, 2025
Independent Study Confirms Navicore Solutions’ Clients Achieve Sustained Credit Score Growth Through Debt Management Program - November 3, 2025
Navicore Solutions supports consumers as new credit scoring rules allow Buy Now, Pay Later (BNPL) payment histories to impact credit scores - October 1, 2025
Navicore Solutions Reports Increase in Housing Counseling Clients with Higher Home Equity Amid Rising Costs of Homeownership - September 8, 2025
Gen Z’s Embrace of ‘Loud Budgeting’ Drives Increased Demand for Credit Counseling at Navicore Solutions - August 6 2025
Navicore Solutions Offers Crucial Financial Support as Credit Card Interest Rates Increase - July 1, 2025
Navicore Solutions Supports Americans Amid Shifting Financial Habits and Growing Uncertainty - June 10, 2025
More Resources
Millennial Debt Domination Podcast