How It WorksEach Step Of The Way

During your session, your certified Student Loan counselor will work with you to develop a personalized plan and outline financial action steps for moving forward. Based on your financial situation, your counselor will explore your eligibility for the following:

  • Loan repayment plans
  • Federal consolidation loans
  • Public service loan forgiveness

Employers, Military & Public Service Organizations Help for Your Employees

Are your employees eligible for Public Service Forgiveness? Find out today and learn how we can provide your team with one-on-one guidance and onsite workshops to help with their student loan debt.

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SimplifyingStudent Loans

Navigating the various ways to pay for college and understanding student loan repayment options can be overwhelming. There is much to consider, including evaluating repayment options and the benefits and drawbacks of consolidating student loans. We understand the challenges faced by students and their families and our certified Student Loan Counselors are specially trained to gain a better understanding of your unique financial situation, explain your options related to the types of student loans, repayment alternatives and forgiveness programs that may be available, and assist in determining solutions that are in your best interest.

Our certified student loan counselors provide expert guidance on loan repayment options, enrollment steps, loan forgiveness programs and other helpful resources.

Frequently Asked Questions

Your certified Student Loan Counselor will take an in-depth look at your financial situation and work with you to develop a personalized budget and action plan. You will also be provided with guidance in the process of obtaining specific student loan repayment information. Once the types of loans are identified, your counselor will be able to discuss the available repayment methods and also assist in completing federal student loan repayment applications. For more information, call 1-866-592-4557, email us at or get started now online.

There are balance-based and income driven repayment plans for student loans. Your certified Student Loan Counselor will review your unique financial situation to determine the best repayment method for you and explain your options.  Your counselor will also provide additional budget recommendations to assist with other areas within your budget. Get started now online or call 1-866-592-4557 to speak with a Navicore Solutions Student Loan Counselor.

The majority of the forgiveness programs are for federal student loans. There are multiple areas of criteria that need to be met in order to determine if forgiveness is an option; after discussing your situation, your Student Loan Counselor will be able to identify if your loans may qualify for a forgiveness program. To speak with a counselor, call 1-866-592-4557 or email us at We can call you back at a time that works best for you.

At this time, both private and federal student loan payments are not eligible for a Debt Management Program. Each repayment option discussed with your Student Loan Counselor would be with the student loan lenders and/or servicer. The information provided by your counselor can educate you on the repayment options that would fit your financial situation.

Yes, there is a nominal fee for Student Loan Counseling services. Please contact a Student Loan Counselor for more information at 1-866-592-4557.