Tips & advice on getting your finances back on track.
Joel founded Navicore Solutions in 1991, and he is a nationally recognized leader in the industry. As Executive Director, in partnership with the Board of Trustees, Joel is responsible for the execution and realization of Navicore Solutions’ mission, vision and overall success.
As an industry representative, Joel has served as an active participant for the National Conference of Commissioners on Uniform State Laws (NCCUSL), helping to shape the Uniform Debt Management Services Act. Additionally, Joel has represented the non-profit counseling industry’s positions, and has provided testimony to the Internal Revenue Service, the Executive Office of U. S. Trustees, and legislative bodies in New York, New Jersey, Maryland and North Carolina. Joel also co-founded the Association of Independent Consumer Credit Counseling Agencies (AICCCA), where he continued to serve as Chairman of the Board through April 2014.
Prior to founding Navicore Solutions; Joel worked 10 years as Chief Financial Officer of a large New York City proprietary school, after 10 years as Corporate Controller of a $1billion dollar east coast retail store chain.
Joel earned a Bachelor of Arts in Accounting from Queens College of the City University of New York and honorably served his country in the United States Air Force. In addition, Joel serves on the National Foundation for Credit Counseling (NFCC) Board.
Jill serves as a liaison between the organization and its Executive Director and Board of Directors, and is responsible for overseeing all operations and personnel at Navicore. She is responsible for establishing goals and objectives for the organization and its employees.
Jill began her career at Navicore in 1991 and has devoted her entire professional career to serving the needs of individuals and families in financial distress. During her tenure with Navicore, Ms. Feldman has progressed through numerous positions and acquired direct experience with every facet of the industry. As such, she is acutely aware of the many challenges and hardships that often contribute to serious financial hardship, as well as the solutions available to help consumers overcome their financial difficulties.
Ms. Feldman is a graduate of Fairleigh Dickinson University and completed Chicago Booth’s Executive Development Program.
Todd joined Navicore as the Chief Financial Officer in 2008 and is responsible for the complete oversight and direction of the financial operations of the company. He has over 28 years experience in financial accounting and auditing along with an extensive background in the banking industry.
Prior to joining Navicore, Todd was the VP & Controller of Greater Community Bank. He was a valued employee with that organization for thirteen years until the bank was ultimately sold. During his tenure, he contributed to the growth and success of that organization and continues to maintain strong business relationships with its former management team and other contacts developed while in the banking industry.
From 1991 through 1994, Todd was the Director of Internal Audit for another Community Bank where he employed the knowledge and skills developed through his earlier four years of experience in the public accounting profession which commenced at KPMG.
Todd holds a BS Degree in Accounting obtained from Seton Hall University in addition to having the credentials of a Certified Public Accountant.
Diane Gray, Vice President of Counseling & Education
Diane joined Navicore Solutions in 1998 and currently oversees all of the organization’s counseling and financial education activities. She directs management and operations of the organization’s programs and services, including the agency’s efforts to provide financial education to individual consumers and the community at large through counseling, educational materials and workshops.
She represents the organization on local, state, and national levels in forums such as meetings, site visits, audits and conferences with industry and political leaders. Diane oversees the coordination of grant research and the submission of proposal requests. Diane’s extensive experience in the financial counseling arena, and commitment to providing the highest quality service possible make her a tremendous asset to the Navicore Solutions organization, as well as an excellent resource for information.
Diane earned a Bachelor of Arts in English from The College of New Jersey. In addition, she serves on the Fair Housing Board of Monmouth County and previously served as committee member of the Income Impact Committee for the United Way of Monmouth County.