How We Can Help

We hold ourselves to the highest standards of compassion and quality in the industry and we're proud to serve as a trusted partner in achieving your financial goals.

Since 1991, our focus at Navicore Solutions has been helping people to eliminate debt and achieve financial stability. As a nonprofit organization, our Mission is to strengthen the well-being of individuals and families through education, guidance, advocacy and support. Our certified counselors are specially trained to provide financial counseling in the following areas:

Credit & Debt Counseling

Our certified Credit Counselors will gain a clear understanding of your unique financial situation in order to determine the appropriate solutions that enable you to move forward and take control of your personal finances. Everyone’s situation is different, which is why it’s imperative to create a personally designed plan of action to assist you.

Debt Management Plan

After the review of the information provided during the counseling session, your counselor may recommend our Debt Management Plan, which can put you on the path to becoming debt free in less than five years.

Student Loan Counseling

Are you one of the millions of Americans struggling with Student Loan Debt? Don’t give up. Our certified counselors can help determine which repayment programs are available to you and we can also assist you with the application process.

Housing Counseling & Education Services

Navicore Solutions is approved by the U.S. Department of Housing and Urban Development (HUD) as a National Housing Counseling Intermediary agency providing Default/Foreclosure, Pre-Purchase, Rental and Home Equity Conversion mortgage counseling.

Bankruptcy Counseling & Education

Navicore Solutions is approved by the US Trustees to issue certificates evidencing completion of counseling and/or a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services.

Disaster Recovery

Navicore Solutions provides comprehensive counseling services to victims of natural disasters to help address housing needs, apply for applicable programs, connect with resources, and establish an action plan to recovery.

Frequently Asked Questions

How do I choose the right organization to work with?

We recommend you choose a nonprofit organization that is a member of the National Foundation for Credit Counseling (NFCC). We also encourage you to check with the Better Business Bureau and choose an organization that can provide you with a wide range of services. At Navicore Solutions, we offer Credit and Debt Counseling, Free Financial Education and Workshops, Housing Counseling, Student Loan Counseling, Bankruptcy Counseling and Education, and more. Our holistic counseling model helps our clients navigate all of life’s financial challenges.

Since 1991, Navicore Solutions has been an A+ rated member of the Better Business Bureau. We are certified by the Council on Accreditation (COA), approved by the US Department of Housing & Urban Development (HUD) as National Housing Counseling Intermediary and approved by the Executive Office of the US Trustees (EOUST) to provide pre-filing Bankruptcy Counseling and pre-discharge Bankruptcy Education.

I have some questions about my financial situation. If I call to speak with a counselor, am I obligated in any way?

The answer is no, reaching out to our organization doesn’t obligate you in any way. Navicore Solutions is a nonprofit counseling organization and our certified counselors provide compassionate, expert advice; all of which is provided in your best interest based on your individual financial situation. Above all, we take pride in the compassion and patience that our counselors display to anyone who contacts our agency, whether it’s with a question or two or a full session. We are available 7 days per week and all sessions are completely confidential. If you have additional questions, feel free to call us at 1-800-992-4557. To see what our clients have to say about our counselors and services, visit our Client Success Stories page.

What happens during a counseling session?

A counseling session allows our certified counselors to take an in depth look at your financial situation. By reviewing your situation, your counselor can determine a clear, unbiased solution that will best benefit you and your individual needs. As everyone’s situation is different, it is very important that your counselor create a personally designed plan of action with appropriate resources and recommendations that will assist you.

How does Navicore Solutions receive its funding?

Funding is made possible by generous donations from the credit community and minimal fees from our clients who are able to pay. Additional funding is provided by various organizations in the form of grants.