Frequently Asked Questions


A credit counseling session allows our certified counselors to take an in-depth look at your financial situation. By reviewing your unique situation, your counselor can determine a clear, unbiased solution that will best benefit you and your individual needs.  As everyone’s situation is different, it is very important that your counselor create a personally designed plan of action with appropriate resources and recommendations that will assist you.
Simply call  us at 1-833-997-1226 or you can get started online.  Our certified counselors will review your expenses, income and debt to explore options for relief. 

If you qualify for the program, the Debt Management Plan consolidates your bills into one affordable monthly payment. Navicore Solutions works with your creditors to possibly:

  • Lower your monthly payments
  • Lower or waive your interest
  • Stop collection calls
  • Waive late fees
  • Consolidate your debt into an affordable repayment plan

Once enrolled in the program, one monthly payment is sent to Navicore Solutions and we disburse payments to each of your creditors. Navicore Solutions provides ongoing budget and credit counseling while you are enrolled on our Debt Management Plan and we are available 7 days a week to help solve any financial challenges that might occur along your road to becoming debt free. Call us today at 1-833-997-1226 with any questions.

Housing counseling services include:  pre-purchase, default/foreclosure prevention, rental counseling, and Home Equity Conversion Mortgage (HECM)/Reverse Mortgage counseling. Each type of housing counseling is specific to your individual needs and is centered on providing a thorough individual analysis of your financial situation, detailed education and recommendations to make informed decisions. If you are interested in talking to a certified Housing Counselor, please call 1-833-997-1226.
Your certified Student Loan Counselor will take an in-depth look at your financial situation and work with you to develop a personalized budget and action plan. You will also be provided with guidance in the process of obtaining specific student loan repayment information. Once the types of loans are identified, your counselor will be able to discuss the available repayment methods and also assist in completing federal student loan repayment applications. For more information, call 1-833-997-1226, or get started now online.
Every Navicore Solutions Credit Counselor undergoes extensive financial counseling training and is required to be certified through the National Foundation for Credit Counseling (NFCC). Certified Credit Counselors must also maintain their certification by attending Professional Development classes and workshops.  If you have additional questions, feel free to call us at 1-833-997-1226. 


Get Started Now


Client Success

I was feeling hopeless and like I was in a hole I couldn’t get out of. There is now a light at the end of the tunnel that I have been traveling down for too long. Navicore has given me a second chance peace of mind that I can control my debt. I appreciate the counselors at Navicore they have helped and guided me to a brighter future.  Katelynn

Helpful Resources

For more information take a look at our Education Library below: